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Sales: (651) 490-6600
3360 Hwy 61 N, St. Paul, MN 55110
Now that you’ve found your favorite vehicle, it’s time to think about financing! Our finance department is here to help make your dream car a reality. We’ll make the process as easy and efficient as possible, so you can drive your favorite model home right away. No need to chase down a bank or lender — our auto finance center is located right here in St. Paul for your convenience.
Whether you’re new to financing or an old hat, our expert staff at Buerkle Honda can help you decide which option is best for you. We’ll help you figure out the best way to take your new vehicle home, whether you want to buy or lease. By financing with our team, you’ll be able to see multiple financing options through our network of lenders. Our finance team can sit down with you and help you make a plan for down payments, monthly payments, and more.
We are fully dedicated to helping each of our individual customers find the best auto finance program to fit their needs. You can get started today by submitting our online finance application! Financing your favorite Honda model has never been easier than with Buerkle Honda!
You can get started on exploring your finance options in three easy steps. Take a few moments and fill out the online finance application for Honda loans and leases. When you’re done with that, give us a call and ask about Honda lease and loan options. A Buerkle team member will contact you to discuss your car lease and loan options in further detail!
If you’re replacing your old vehicle with a new or used Honda, don’t overlook your old vehicle’s trade-in value. You could snag extra benefits or discounts for trading in your old vehicle! You can learn more about trading in and let our Kelley Blue Book tool assess your vehicle’s potential trade-in value. Find out what your vehicle is worth.
Lease or Buy
There are lots of reasons to lease or buy, so it really comes down to your individual situation. The decision can be confusing for a lot of people, so we’ve broken it down for you. You can compare and contrast the benefits and drawback of leasing or buying right here. If you have any questions, feel free to contact a member of our finance team, and we’ll help you out! Learn more about leasing or buying.
Whether you pay for the car with cash, or finance it and make monthly payments, either way it’s yours. Of course, if you’re financing it you’ll have to meet the obligations the lender requires, like a certain down payment amount and timely monthly payments. If you don’t, they have the right to repossess it.
If you’re financing it, you’ll probably need to come up with a down payment. You can also trade-in another vehicle and use any equity towards your down payment. The amount of the down payment is usually based on the lender’s requirements and your credit score.
Your vehicle will be worth whatever you can sell it for in the future and that depends on how well you maintain it. Be smart and protect your investment with regular scheduled maintenance by a factory-authorized facility like Buerkle Honda! Prior to returning your vehicle, consider using Buerkle Honda Body Shop to remove any door dings (with an inexpensive process call Paintless Dent Repair, also known as, “PDR”) or other body damage that may devalue the vehicle. Buerkle Honda also offer competitively-priced car detailing services to thoroughly clean your vehicle.
End of Payments
Once you’ve paid off what you owe on your contract, that’s it. Your vehicle is 100% yours. The lending institution will probably send you a “Green Slip” as proof that the vehicle is completely paid off and all yours.
Who Owns It
You do not own the car when you lease. You’re paying for the use of the vehicle, but the finance institution that you leased it through actually owns it. This is usually why you pay less per month in a lease than if you were to buy the car.
Leases often do not require any type of a down payment. All you usually have to pay is the first month’s payment, a security deposit, the acquisition fee and other fees and taxes. But, as with a purchase, if you want to lower your monthly payments you can always pay more up front.
In most leases you don’t end up owning it so you don’t end up selling it. That’s the financial institution’s job. However, you may have mileage limits and wear and tear guidelines that, if you exceed them, could cost you extra money when you turn in your vehicle.
End of Payments
Most people return the vehicle at the end of the lease term. But some like to purchase it during their lease or at the end. Others like to trade it in before their lease is over. Just ask your Buerkle Honda salesperson or Finance Manager about these different options before signing any paperwork and we’ll make sure you have your lease set up the way you want it.
Areas We Serve
If you have any questions or concerns regarding your vehicle’s finance plan, please visit us today! Our staff is ready to answer your toughest questions. With our experience as a family-run business, we understand the value of honesty and integrity. You can trust us to help you drive your vehicle home today without breaking the bank! We are proud to serve our customers in St. Paul, MN, just a short drive from Minneapolis, Brooklyn Park, Roseville, and Maplewood. See you soon!